Bo Evans Real Estate Blog

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2012-03-14T22:03:00.000-07:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

291286	535 New Bingham Dr, Wetumpka, AL	New	$199,990
284695	806 Jordan Lake Rd, Titus, AL	Price Changed	$185,000
290757	260 Holiday Dr, Titus, AL	Price Changed	$75,900
291283	552 Carpenter Rd, Deatsville/Elmore County, AL	New	$162,500
290184	39 Turtle Dr, Elmore, AL	Price Changed	$144,900
289536	1217 Yorkshire Dr, Prattville, AL	Price Changed	$159,900
291287	179 Mountain Laurel Rd, Wetumpka, AL	New	$284,900
291278	262 Murfee Dr, Prattville, AL	New	$84,900
291279	34 Brookshire Dr, Deatsville/Elmore County, AL	New	$209,900

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

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Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
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Direct: 334-361-4661

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2012-03-13T22:04:00.001-07:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

291251	140 Forest Trail, Millbrook, AL	New	$154,900
291255	323 Spring Hollow Dr, Millbrook, AL	New	$134,500
291241	514 Mcgriff Rd, Prattville, AL	New	$119,900
291249	41 Eagle Rock Bend Ct, Millbrook, AL	New	$579,900
290843	411 Wind Ridge Dr, Prattville, AL	Photo Added	$209,900
289373	5831 Oak Ln, Millbrook, AL	Price Changed	$79,900
288676	820 Dunvegan Dr, Prattville, AL	Price Changed	$139,900
290984	5190 Paige Hills Dr, Elmore, AL	Price Changed	$137,800
288822	92 Brookhaven Trail, Wetumpka, AL	Price Changed	$314,900
291069	2463 Fox Ridge, Prattville, AL	Photo Added	$189,900

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

See something you like?

2012-03-12T22:07:00.001-07:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

291222	17 Village Knoll, Wetumpka, AL	New	$227,900
289449	449 Doe Ln, Wetumpka, AL	Price Changed	$245,000
290346	154 Cedar Ct, Wetumpka, AL	Price Changed	$86,000
287033	147 Laurel Hill Dr, Prattville, AL	Price Changed	$136,900
286680	1605 N Oak Valley Rd, Deatsville/Autauga County, AL	Price Changed	$259,500
291213	205 Doris St, Prattville, AL	New	$254,000
290792	1618 Deatsville Hwy, Millbrook, AL	Photo Added	$109,900
289163	294 Montana Dr, Titus, AL	Price Changed	$339,000
286267	55 Pebble Path, Wetumpka, AL	Price Changed	$309,000
291220	766 Mckeithen Pl, Millbrook, AL	New	$317,000
285446	257 Covered Bridge Rd, Wetumpka, AL	Price Changed	$299,900
276975	2011 Vonica Rose St, Deatsville/Autauga County, AL	Price Changed	$189,900
291221	376 Circle Ln, Titus, AL	New	$250,000
291223	5885 Titus Rd, Titus, AL	New	$45,000
291215	360 Circle Ln, Titus, AL	New	$575,000
291211	118 Patti Loop, Prattville, AL	New	$124,900
291227	26 King Silas Ct, Wetumpka, AL	New	$169,900
290817	53 Spencer Way, Deatsville/Elmore County, AL	Price Changed	$155,000
291214	95 Wild Magnolia Ct, Wetumpka, AL	New	$269,900
291071	2461 Fox Ridge, Prattville, AL	Photo Added	$184,900
291073	2465 Fox Ridge, Prattville, AL	Photo Added	$184,900

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

See something you like?

2012-03-11T22:03:00.000-07:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

268519	115 N White Oak Ct, Prattville, AL	Price Changed	$80,000
291183	247 County Rd 100, Deatsville/Autauga County, AL	Photo Added	$249,900
290454	614 Ashton Oak Dr, Prattville, AL	Photo Added	$269,000

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

See something you like?

2012-03-09T22:03:00.000-08:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

288060	4531 Landward Dr, Millbrook, AL	Price Changed	$99,900
286205	59 Huckleberry Dr, Deatsville/Elmore County, AL	Price Changed	$165,000
290362	336 Honeysuckle, Millbrook, AL	Price Changed	$65,000
286338	135 Forestview, Millbrook, AL	Price Changed	$214,000
288505	245 Mill Ridge Dr, Millbrook, AL	Price Changed	$92,900
291179	913 Silver Creek Cir, Prattville, AL	New	$160,000
291167	515 Fleahop Rd, Eclectic, AL	New	$149,900
289311	114 Allen Dr, Millbrook, AL	Price Changed	$134,000
291170	5781 Jane Rd, Millbrook, AL	New	$149,900
287105	100 Jackson Ln, Wetumpka, AL	Price Changed	$288,000
286732	192 Forest Mountain Dr, Wetumpka, AL	Price Changed	$284,000
291151	3990 Grier Rd, Wetumpka, AL	New	$99,900
288777	300 James St, Wetumpka, AL	Price Changed	$116,900
291182	128 Cedar Ct, Wetumpka, AL	New	$79,900
291183	247 County Rd 100, Deatsville/Autauga County, AL	New	$249,900
291168	1211 Hogan Rd, Deatsville/Elmore County, AL	New	$225,000
291012	178 Harris Dr, Millbrook, AL	Photo Added	$110,400
291177	1983 Chancellor Ridge Rd, Prattville, AL	New	$249,900

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

See something you like?

2012-03-08T22:03:00.000-08:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

291084	125 Village Way, Wetumpka, AL	New	$206,900
291082	137 Hickory Ln, Wetumpka, AL	New	$206,900
290972	157 Westcott Dr, Wetumpka, AL	Photo Added	$169,900
290968	2201 Wynhaven Dr, Prattville, AL	Photo Added	$349,000
291080	1994 Mason Rd, Prattville, AL	New	$32,000
289687	1221 Old Ridge Rd, Prattville, AL	Price Changed	$227,900
284135	307 N Bridge St, Wetumpka, AL	Price Changed	$119,500
284530	149 River Forest Ct, Millbrook, AL	Price Changed	$285,000
291067	1701 Twelve Oaks Ln, Prattville, AL	New	$218,900
291094	529 Weatherby Trl, Prattville, AL	New	$284,900
291083	125 Honeysuckle Ct, Wetumpka, AL	New	$155,000
291081	3231 Pinebrook Ln, Millbrook, AL	New	$99,000
291020	1513 Trolley Rd, Prattville, AL	Photo Added	$289,900
291019	1020 Fern Rd, Wetumpka, AL	Photo Added	$210,000
291076	213 Hummingbird Dr, Deatsville/Autauga County, AL	New	$159,900
291069	2463 Fox Ridge, Prattville, AL	New	$189,900
291071	2461 Fox Ridge, Prattville, AL	New	$184,900
291073	2465 Fox Ridge, Prattville, AL	New	$184,900
290454	614 Ashton Oak Dr, Prattville, AL	Photo Added	$269,000

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

See something you like?

2012-03-07T22:04:00.001-08:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

291038	462 Ware Rd, Tallassee, AL	New	$80,000
291042	131 Beth Manor Dr, Prattville, AL	New	$99,900
289103	805 Cottage Ln, Prattville, AL	Price Changed	$82,377
288870	395 Buyck Rd, Titus, AL	Price Changed	$99,999
291048	1766 Benson St, Prattville, AL	New	$214,900
291052	1780 Benson St, Prattville, AL	New	$176,900
289382	444 Sherwood Trail, Wetumpka, AL	Price Changed	$235,500
289383	416 Sherwood Trail, Wetumpka, AL	Price Changed	$234,500
291047	1080 Copper Ridge Rd, Prattville, AL	New	$305,000
290643	2431 Tanglewood Dr, Millbrook, AL	Price Changed	$149,900
291033	1211 Yorkshire Dr, Prattville, AL	New	$167,500
290992	111 N Bridge St, Wetumpka, AL	Photo Added	$35,000

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

Home mortgage rates and real estate news - CNNMoney.com: Foreclosures made up one in four home sales

2012-03-07T20:35:00.001-08:00

Foreclosures made up one in four home sales

Homes in some stage of foreclosure accounted for nearly one in four homes sales during the fourth quarter, according to RealtyTrac.

Source: http://goo.gl/mag/bDWyX

Shared via Google Currents

Bo Evans ABR,CRB,CRS,GRI

Bo Evans Realty

1 800 209 4843

Prattville Alabama

See something you like?

2012-03-06T22:03:00.000-08:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

291008	14963 Redland Rd, Tallassee, AL	New	$59,500
289676	154 Macallister Ridge, Millbrook, AL	Price Changed	$224,900
289103	805 Cottage Ln, Prattville, AL	Price Changed	$91,530
291016	670 Richfield Rd, Deatsville/Elmore County, AL	New	$214,500
289087	4961 Ne Woodfield Dr, Millbrook, AL	Price Changed	$212,500
290727	622 Prairieview Dr, Prattville, AL	Price Changed	$196,500
291012	178 Harris Dr, Millbrook, AL	New	$110,400
291004	1913 Regent Rd, Prattville, AL	New	$137,000

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

See something you like?

2012-03-05T22:05:00.001-08:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

290972	157 Westcott Dr, Wetumpka, AL	New	$169,900
290968	2201 Wynhaven Dr, Prattville, AL	New	$349,000
290971	1727 Honeysuckle Ridge, Deatsville/Autauga County, AL	New	$153,900
290584	395 Cedar Ridge Dr, Wetumpka, AL	Price Changed	$194,900
290977	70 Ginfield Ct, Coosada, AL	New	$165,000
290978	1317 Huie St, Prattville, AL	New	$159,900
289204	752 Buena Vista Loop, Prattville, AL	Price Changed	$145,000
290967	1077 Choctaw Ridge Rd, Prattville, AL	New	$374,900
290969	1992 Suncrest Dr, Prattville, AL	New	$234,900

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

See something you like?

2012-03-04T22:04:00.001-08:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

290949

67 Pecan Cir, Millbrook, AL

Price Changed

$124,900

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

See something you like?

2012-03-03T22:03:00.001-08:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

	290944	78 Meadow Oak Pl, Millbrook, AL	New	$123,900
	290945	94 Valleys Edge, Wetumpka, AL	New	$329,000

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

See something you like?

2012-03-02T22:04:00.001-08:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

288789	446 N County Rd 45, Autaugaville, AL	Price Changed	$56,000
289197	219 Aegean Way, Wetumpka, AL	Price Changed	$369,900
288776	156 Primrose Dr, Prattville, AL	Price Changed	$89,900
290901	12 Silver Pointe Dr, Millbrook, AL	New	$182,000
290938	850 Lucys Trail, Wetumpka, AL	Price Changed	$199,900
290934	235 Grove Park Loop, Wetumpka, AL	New	$219,900
287446	1918 Denny Dr, Deatsville/Autauga County, AL	Photo Added	$148,000
289483	1742 Pebble Creek Dr, Prattville, AL	Price Changed	$150,600
284295	1261 Cross Creek Rd, Prattville, AL	Price Changed	$172,000
289961	103 Rosewood Dr, Prattville, AL	Price Changed	$188,000
290853	169 Hickory Ln, Wetumpka, AL	Photo Added	$235,000
290899	202 Willow Oak Ct, Prattville, AL	New	$94,900
290927	11 Bishop Dr, Millbrook, AL	New	$120,300

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

The Real Estate Briefings: Home Inspection – I Wise Investment in Your Investment

2012-03-01T22:24:00.001-08:00

Home Inspection – I Wise Investment in Your Investment

Once a buyer has found the house of his or her dreams, it is time to make an offer and get down to buying a home instead of looking for one. If the bu...

Source: http://goo.gl/mag/ltcDT

Shared via Google Currents

Bo Evans ABR,CRB,CRS,GRI

Bo Evans Realty

1 800 209 4843

Prattville Alabama

See something you like?

2012-03-01T22:03:00.000-08:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

290858	246 Pinewood Dr, Millbrook, AL	New	$46,200
290813	283 Eagle Creek Dr, Wetumpka, AL	Photo Added	$145,000
290862	29 White Oak Ct, Deatsville/Elmore County, AL	New	$132,500
290860	1518 White Cloud Dr, Deatsville/Autauga County, AL	New	$224,900
290875	95 Pinewood Dr, Millbrook, AL	New	$48,900
289856	2270 Ceasarville Rd, Wetumpka, AL	Price Changed	$39,900
290871	1970 Chancellor Ridge Rd, Prattville, AL	New	$233,500
290861	14 Willow Oak Dr, Deatsville/Elmore County, AL	New	$128,500
290599	1006 Ridge Point Dr, Deatsville/Autauga County, AL	Photo Added	$190,000

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

See something you like?

2012-02-29T22:04:00.001-08:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

290830	209 Ashton Park Dr, Millbrook, AL	New	$197,900
290835	218 Amanda Ln, Prattville, AL	New	$128,000
290501	1742 County Rd 81, Prattville, AL	Price Changed	$69,999
290843	411 Wind Ridge Dr, Prattville, AL	New	$209,900
290848	1906 Calumet Pkwy, Prattville, AL	New	$182,900
290833	117 Chimney Ridge, Prattville, AL	New	$455,000
290789	518 Sheila Blvd, Prattville, AL	Photo Added	$167,500
290847	425 Cedar Ridge Dr, Wetumpka, AL	New	$247,500
290836	54 Laurel Pl, Deatsville/Elmore County, AL	New	$135,000
283046	396 Kingston Garden Rd, Prattville, AL	Price Changed	$145,000
284132	116 Lawrence St, Prattville, AL	Price Changed	$107,500
285414	145 Shawnee Dr, Wetumpka, AL	Price Changed	$129,900

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

See something you like?

2012-02-28T22:04:00.000-08:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

286478	108 Sparrow Point Ct, Deatsville/Autauga County, AL	Price Changed	$194,900
289876	31 Whetstone Close, Millbrook, AL	Price Changed	$299,900
290119	2120 Forest Ridge, Prattville, AL	Price Changed	$240,000
290812	110 Bluewater Dr, Titus, AL	New	$99,000
290813	283 Eagle Creek Dr, Wetumpka, AL	New	$145,000
290818	414 Summertime Pkwy, Millbrook, AL	New	$197,900
290753	209 Pinewood Dr, Millbrook, AL	Price Changed	$79,900
289913	106 Bellview Dr, Deatsville/Elmore County, AL	Price Changed	$145,000
290820	106 Grandview Dr, Titus, AL	New	$398,000
290817	53 Spencer Way, Deatsville/Elmore County, AL	New	$165,000
290802	392 Greystone Way, Prattville, AL	New	$214,900
290806	1532 Trolley Rd, Prattville, AL	New	$289,000

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

See something you like?

2012-02-27T22:03:00.000-08:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

288756	505 Cook Rd, Prattville, AL	Price Changed	$315,900
290757	260 Holiday Dr, Titus, AL	New	$88,000
290759	150 Old Farm Rd, Wetumpka, AL	New	$124,900
290613	54 Osborne Ln, Tallassee, AL	Photo Added	$69,500
289373	5831 Oak St, Millbrook, AL	Photo Added	$94,900
290664	2101 Maul Dr, Billingsley/Autauga County, AL	Photo Added	$89,900
290758	230 N College Ave, Eclectic, AL	New	$229,000
289430	63 Hidden Valley Ct, Deatsville/Autauga County, AL	Price Changed	$142,500
290753	209 Pinewood Dr, Millbrook, AL	New	$69,900
290643	2431 Tanglewood Dr, Millbrook, AL	Photo Added	$159,900
290765	3301 Laurel Creek Rd, Titus, AL	New	$65,000
289100	284 Stonegate Trl, Wetumpka, AL	Price Changed	$213,500
290761	291 Twin Oaks Ln, Wetumpka, AL	New	$160,000
290773	285 Stonegate Trl, Wetumpka, AL	New	$319,000
289554	80 Lois Ln, Wetumpka, AL	Price Changed	$228,000
288982	1345 Whitman Field Rd, Wetumpka, AL	Price Changed	$380,000

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

See something you like?

2012-02-26T22:02:00.000-08:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

286695	181 Overlook Valley Rd, Wetumpka, AL	Price Changed	$249,500
290744	6500 Coosada Rd, Coosada, AL	New	$219,900
290727	622 Prairieview Dr, Prattville, AL	Photo Added	$199,500
290526	1925 Constitution Ave, Prattville, AL	Photo Added	$549,900

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

See something you like?

2012-02-25T22:02:00.000-08:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

	290742	392 New Bingham Dr, Wetumpka, AL	Price Changed	$176,800
	290688	126 Lina Dr, Prattville, AL	Price Changed	$119,000

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

See something you like?

2012-02-24T22:03:00.001-08:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

290736	2186 County Rd 85, Deatsville/Autauga County, AL	New	$239,900
290688	126 Lina Dr, Prattville, AL	Photo Added	$119,900
288726	2190 Addison Way, Prattville, AL	Price Changed	$173,900
288727	2199 Addison Way, Prattville, AL	Price Changed	$169,900
290725	1523 Trolley Rd, Prattville, AL	New	$261,900
286698	504 Overton Dr, Prattville, AL	Price Changed	$199,900
288469	275 Magnolia Place Dr, Wetumpka, AL	Price Changed	$290,900
284000	1261 County Rd 85, Prattville, AL	Price Changed	$204,900
290727	622 Prairieview Dr, Prattville, AL	New	$199,500
290729	30 Post Oak Place, Wetumpka, AL	New	$164,900
290728	1738 Minnie Knight Rd, Titus, AL	New	$269,900

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

See something you like?

2012-02-23T22:03:00.000-08:00

Dear Bo's Blog,

Give us a call at 1-800-209-4846
Also visit our other sites
www.boevansrealty.com
www.stealalabamaforeclosures.com
www.livingonlakejordan.com

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

290617	605 Pebble Creek Ct, Prattville, AL	Photo Added	$169,000
290703	825 Fairwood Dr, Prattville, AL	New	$247,800
290688	126 Lina Dr, Prattville, AL	New	$119,900
276234	145 Forest Hill Rd, Wetumpka, AL	Price Changed	$272,000
288400	4050 Main St, Millbrook, AL	Price Changed	$375,000
290697	107 Bluebird Ct, Deatsville/Autauga County, AL	New	$159,900
288516	46 Jackson Pl, Wetumpka, AL	Price Changed	$259,900
288503	1783 County Rd 81, Prattville, AL	Price Changed	$131,500
290700	4051 Lakeview Dr, Millbrook, AL	New	$149,900
282623	361 Williams Rd, Wetumpka, AL	Price Changed	$132,000
289628	1303 County Rd 39, Deatsville/Autauga County, AL	Price Changed	$315,000

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

Selected Listings from Bo Evans

2012-02-22T22:05:00.001-08:00

Dear Bo's Blog,

New Listings on the Market

See one you like? Call Bo or Punkin Today 334-361-4661

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

290661	5740 Hickory Dr, Millbrook, AL	New	$80,000
290670	1715 County Rd 39, Deatsville/Autauga County, AL	New	$98,900
290664	2101 Maul Dr, Billingsley/Autauga County, AL	New	$89,900
289119	142 Mill Ridge Dr, Millbrook, AL	Price Changed	$115,900
290665	328 Pickett St, Autaugaville, AL	New	$59,900
290659	1310 Cooper Ave, Prattville, AL	New	$127,500
281106	104 Diane Dr, Prattville, AL	Price Changed	$167,500
288251	115 Azalea Dr, Millbrook, AL	Price Changed	$130,000
290672	294 Teri Ln, Prattville, AL	New	$79,000
290612	1072 Arrowhead Dr, Prattville, AL	Photo Added	$304,900

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

Selected Listings from Bo Evans

2012-02-21T22:05:00.000-08:00

Dear Bo's Blog,

New Listings on the Market

See one you like? Call Bo or Punkin Today 334-361-4661

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

290637	41 Swayback Ln, Wetumpka, AL	New	$289,000
290619	204 Doris St, Prattville, AL	New	$229,000
290621	1327 Carson Dr, Prattville, AL	New	$207,900
290584	395 Cedar Ridge Dr, Wetumpka, AL	Photo Added	$199,900
289708	588 Summertime Pkwy, Deatsville/Elmore County, AL	Price Changed	$197,295
289352	340 Ten Cedars Dr, Titus, AL	Price Changed	$75,000
290643	2431 Tanglewood Dr, Millbrook, AL	New	$159,900
287462	76 Live Oaks Cir, Millbrook, AL	Price Changed	$279,900
290635	340 Country Club Dr, Wetumpka, AL	New	$141,800
290625	120 Mountain Oak Dr, Wetumpka, AL	New	$209,900
290622	5031 Dyess Dr, Millbrook, AL	New	$77,500
290628	2152 Chancellor Ridge Rd, Prattville, AL	New	$219,000
289701	505 Ashton Oak Dr, Prattville, AL	Price Changed	$174,500
290638	89 Forestview Dr, Millbrook, AL	New	$166,000

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

Selected Listings from Bo Evans

2012-02-20T22:03:00.001-08:00

Dear Bo's Blog,

New Listings on the Market

See one you like? Call Bo or Punkin Today 334-361-4661

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

288809	44 N Dogwood Terrace, Wetumpka, AL	Photo Added	$299,900
290589	100 Mountain Laurel Rd, Wetumpka, AL	New	$349,900
290582	54 King Cotton Ln, Wetumpka, AL	New	$139,900
290604	325 Woodridge Dr, Wetumpka, AL	New	$269,900
290584	395 Cedar Ridge Dr, Wetumpka, AL	New	$199,900
278211	155 Woodford Dr, Millbrook, AL	Price Changed	$269,900
287983	103 Mantlewood Ct, Prattville, AL	Price Changed	$289,900
290599	1006 Ridge Point Dr, Deatsville/Autauga County, AL	Price Changed	$190,000
290454	614 Ashton Oak Dr, Prattville, AL	Photo Added	$269,000
290456	54 Brookshire Dr, Deatsville/Elmore County, AL	Photo Added	$199,000

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

Selected Listings from Bo Evans

2012-02-19T22:03:00.001-08:00

Dear Bo's Blog,

New Listings on the Market

See one you like? Call Bo or Punkin Today 334-361-4661

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

	288939	68 Kerri Ct, Wetumpka, AL	Price Changed	$159,900
	285723	2411 Eastpointe Dr, Prattville, AL	Price Changed	$239,900

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

Selected Listings from Bo Evans

2012-02-18T22:03:00.001-08:00

Dear Bo's Blog,

New Listings on the Market

See one you like? Call Bo or Punkin Today 334-361-4661

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

	290561	731 Old Tallassee Hwy, Wetumpka, AL	New	$17,900
	290564	1926 Cedar Ridge Lp, Prattville, AL	New	$159,000

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

Selected Listings from Bo Evans

2012-02-17T22:03:00.001-08:00

Dear Bo's Blog,

New Listings on the Market

See one you like? Call Bo or Punkin Today 334-361-4661

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

290346	154 Cedar Ct, Wetumpka, AL	Photo Added	$92,000
290535	338 Pine Forest Dr, Wetumpka, AL	New	$139,900
289676	154 Macallister Ridge, Millbrook, AL	Price Changed	$234,900
290533	405 Oak Valley Rd, Deatsville/Autauga County, AL	Price Changed	$245,000
289953	95 Cedar Ridge Dr, Wetumpka, AL	Price Changed	$179,900
288870	395 Buyck Rd, Titus, AL	Price Changed	$107,900
290536	250 Mill Ridge Dr, Millbrook, AL	New	$114,800
290541	1450 Politic Rd, Elmore, AL	New	$89,900
290553	60 Sagebrush Ct, Millbrook, AL	New	$110,000
290552	334 Foxdale Rd, Millbrook, AL	New	$105,000

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

Selected Listings from Bo Evans

2012-02-16T22:03:00.001-08:00

Dear Bo's Blog,

New Listings on the Market

See one you like? Call Bo or Punkin Today 334-361-4661

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

290513	115 River Birch Cir, Wetumpka, AL	New	$200,000
287660	4 Will Ridge, Wetumpka, AL	Price Changed	$126,000
290501	1742 County Rd 81, Prattville, AL	New	$84,900
287226	975 John Wood Rd, Titus, AL	Price Changed	$129,000
290495	809 Bunche Ave, Prattville, AL	New	$54,900
290367	3401 Rose Hill Rd, Millbrook, AL	Photo Added	$249,900
290437	111 Andiron Ct, Prattville, AL	Photo Added	$355,900
290309	121 Andiron Ct, Prattville, AL	Price Changed	$384,900
289363	822 Cottage Ln, Prattville, AL	Price Changed	$124,900
289917	128 Mcdonald Dr, Wetumpka, AL	Price Changed	$119,500

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

Selected Listings from Bo Evans

2012-02-15T22:03:00.001-08:00

Dear Bo's Blog,

New Listings on the Market

See one you like? Call Bo or Punkin Today 334-361-4661

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

	290465	291 Montana Dr, Titus, AL	New	$125,000
	290433	847 Heather Dr, Prattville, AL	Photo Added	$134,900

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

Markets with large percentage increase and decrease in 4th Quarter 2011

2012-02-13T07:57:00.000-08:00

Top 10 Markets with Largest Percentage Increase in Median Single-family Existing-home Prices (Q4 2010-Q4 2011)

Cape Coral-Fort Myers, Fla.	25.58%
Abilene, Texas	15.99%
Yakima, Wash.	11.4%
Kankakee-Bradley, Ill.	10.01%
Grand Rapids, Mich.	9.83%
Palm Bay-Melbourne-Titusville, Fla.	8.3%
Waterloo/Cedar Falls, Iowa	6.4%
Bismarck, N.D.	5.32%
South Bend-Mishawaka, Ind.	4.3%
Spartanburg, S.C.	4.12%

Source: National Association of Realtors.

Top 10 Markets with Largest Percentage Increase in Median Single-family Existing-home Prices (Q3 2011-Q4 2011)

Yakima, Wash.	18.42%
Cape Coral-Fort Myers, Fla.	8.54%
Hagerstown-Martinsburg, Md.-W.Va.	6.5%
Phoenix-Mesa-Scottsdale, Ariz.	4.49%
Farmington, N.M.	4.25%
Bismarck, N.D.	3.36%
Abilene, Texas	2.97%
Little Rock-N. Little Rock, Ark.	2.96%
Green Bay, Wis.	2.15%
Florence, S.C.	2.05%

Source: National Association of Realtors.

Metros with double-digit percentage-based price declines (Q4 2011 vs. Q4 2010)

Rank	U.S. metro	% decline
1	Boise City-Nampa, Idaho	-20.18%
2	Binghamton, N.Y.	-19.44%
3	Allentown-Bethlehem-Easton, Pa.-N.J.	-17.78%
4	Atlanta-Sandy Springs-Marietta, Ga.	-17.03%
5	Springfield, Mo.	-15.63%
6	Mobile, Ala.	-15.08%
7	Edison, N.J.	-14.92%
8	Rockford, Ill.	-14.16%
9	Milwaukee-Waukesha-West Allis, Wis.	-14.09%
10	Trenton-Ewing, N.J.	-13.84%
11	Dover, Del.	-13.30%
12	Akron, Ohio	-13.20%
13	Norwich-New London, Conn.	-12.22%
14	Pittsfield, Mass.	-12.07%
15	Reno-Sparks, Nev.	-12.05%
16	Beaumont-Port Arthur, Texas	-11.82%
17	Gainesville, Fla.	-11.58%
18	Deltona-Daytona Beach-Ormond Beach, Fla.	-11.52%
19	Bridgeport-Stamford-Norwalk, Conn.	-11.50%
20	Virginia Beach-Norfolk-Newport News, Va.-N.C.	-11.46%
21	Chicago-Naperville-Joliet, Ill.	-11.19%
22	Tallahassee, Fla.	-11.13%
23	Gulfport-Biloxi, Miss.	-11.08%
24	Tucson, Ariz.	-10.59%
25	New Orleans-Metairie-Kenner, La.	-10.51%
26	Providence-New Bedford-Fall River, R.I.-Mass.	-10.26%
27	San Francisco-Oakland-Fremont, Calif.	-10.23%
28	Phoenix-Mesa-Scottsdale, Ariz.	-10.20%
29	Cleveland-Elyria-Mentor, Ohio	-10.11%

Source: National Association of Realtors.

Metros with double-digit percentage-based price declines (Q4 2011 vs. Q3 2011)

Rank	U.S. metro	% decline
1	Bridgeport-Stamford-Norwalk, Conn.	-20.64%
2	Trenton-Ewing, N.J.	-16.72%
3	NY: Newark-Union, N.J.-Pa.	-16.15%
4	South Bend-Mishawaka, Ind.	-15.51%
5	Saint Louis, Mo.-Ill.	-14.65%
6	Chicago-Naperville-Joliet, Ill.	-12.47%
7	Peoria, Ill.	-12.22%
8	Allentown-Bethlehem-Easton, Pa.-N.J.	-11.71%
9	Champaign-Urbana, Ill.	-11.68%
10	Boston-Cambridge-Quincy, Mass.-N.H.	-11.61%
11	Cumberland, Md.-W.Va.	-11.46%
12	Springfield, Mass.	-11.14%
13	Atlanta-Sandy Springs-Marietta, Ga.	-11.09%
14	New York-Wayne-White Plains, N.Y.-N.J.	-10.84%
15	Birmingham-Hoover, Ala.	-10.59%
16	Rockford, Ill.	-10.53%
17	Pittsfield, Mass.	-10.05%
18	Columbus, Ohio	-10.04%

Source: National Association of Realtors.

FROM INMAN NEWS

What the Foreclosure Settlement Really Means for the housing market, Realtors and consumers (My View)

2012-02-12T12:04:00.000-08:00

With much fanfare, 46 state Attorney General’s led by Iowa’s Tom Miller and the Justice Department led by Eric Holder announced a $25 Billion settlement between Bank of America, Citigroup, Wells Fargo and JP Morgan Chase for foreclosure abuses between 2008 and 2011, mostly involving the act of “robo-signing” or bank employees signing off on foreclosure documents without reviewing them. Some consumer agencies have applauded the settlement as a banner day for homeowners that have lost their homes in foreclosure or are about to. However, this settlement will benefit the government and banks much more than it will help consumers.

First, consumers will get a relatively paltry sum. The settlement calls for $1.5 Billion to be spread among the almost 750,000 consumers that were foreclosed between 2008 and 20l1, this comes to about $2,000 per person, hardly a consolation to victims of the verified abuses by the mortgage industry at this time. Alabama’s share of the settlement for consumer that are the victims of mishandled foreclosures is $26 million, meaning that about 13,000 former homeowners will get a check for $2,000. This may seem sound an astounding number until one considers that there were 45,515 foreclosures in Alabama from January 2008 through March 2010 according to the Center for Responsible Lending (http://www.responsiblelending.org/mortgage-lending/tools-resources/factsheets/alabama.html). There are reasons for this and these reason are the primary issues with this settlement as a whole.

First, the real winners in the settlement are the state’s themselves. The state’s that participated will get $2.6 Billion, with a large percentage of this going to California. Alabama will get an estimated $106 million. While I am all for a quick infusion of funds into our beleaguered state budgets, I hardly see how giving the Attorney General’s office over a hundred million dollars to spend as they see fit benefits consumers.

Second, the settlement conveniently leaves out the largest mortgage holders, Fannie Mae and Freddie Mac. Together Fannie and Freddie hold about 82% of all mortgage bonds. The vast majority of foreclosures in the country and in Alabama have been mortgages held by a government entity, Fannie, Freddie, HUD or VA. Not including this in this settlement is a gross miscarriage of justice. Attorney General Holder offered that the entities have made efforts similar to the terms found in the settlement, this is actually limited to a rate reduction program for homeowners that are upside down in their mortgage or are in danger of default, it is estimated that if these entities were required to participate in a principal reduction program it could cost more than $100 million. As always the devil is in the details, Fannie Mae’s interest reduction programs require that consumers have good credit with the exception of their mortgage, a requirement precious few homeowners can meet. The Housing Affordable Relief Program (HARP) has benefitted less than one fifth of the estimated 11 million struggling homeowners, the White House released a revised plan in October (http://www.forbes.com/sites/morganbrennan/2011/10/24/the-white-house-unveils-an-initiative-to-help-underwater-homeowners/ ), but so far the results are lackluster at best.

The settlement also leaves out several other banks, but Forbes reports that as many as nine additional banks may sign on to the agreement, even then fewer than 2 million homeowners will benefit from the settlement.

Third, the banks will benefit as they are now allowed to speed up their foreclosure process. Millions of foreclosures have been put on hold while this case has been litigated. These can now proceed. This will have profound effects on the recovery of the housing market. In the short term, supplies will rise dramatically causing pressure on already deflated values. Most experts agree however, that the effect of this may be to allow housing to finally reach bottom so that a recovery can begin.

Lastly, the settlement does not go far enough to help consumers that are “underwater. The terms of the plan allows for $3 billion to help those that are in danger of default because their home is worth less than they owe on it. The primary use of these funds is to offer these homeowners new mortgages with 5.25% interest rates. This would be terrific, except that the current mortgage interest rate is hovering around 4%. The settlement barely mentions modifications to the short sale process, meaning that banks will continue to make odd and poor decisions for those consumer who want to get out of their homes, but cannot meet the terms of any short sale agreement. In Alabama, the agreement does allow for $29 million for this purpose, but again this is too little too late and we will need to wait and see what sort of arcane rules and procedures will be set forth for obtaining these funds.

As Realtors, we need to prepare ourselves for the next trough in the real estate market. It is coming soon, we need to prepare our seller’s for this. Expect values to drop dramatically over the next three years and supplies to rise., The benefit may well be for our buyers as prices drop, more people will be able to afford a home, however expect lenders to tighten even more on buyer qualification which will ultimately make our jobs more and more difficult.

In short the settlement will certainly benefit banks as they are finally able to move on the logjam of foreclosures coming down the pipe. In addition, they will have the luxury of offering beleaguered homeowners new loans at rates well above the current interest rate. The settlement will also benefit state governments, much in the same way that the tobacco litigation settlements helped them earlier. However, it will do little to help those that have been the victims of predatory lending, foreclosure abuses or people affected by declining property values.

Sources:

The Wall Street Journal

Forbes http://www.forbes.com/sites/morganbrennan/2012/02/09/how-the-25-billion-foreclosure-settlement-will-really-affect-the-housing-market/3/

http://www.forbes.com/sites/morganbrennan/2011/10/24/the-white-house-unveils-an-initiative-to-help-underwater-homeowners/

http://www.forbes.com/sites/danielfisher/2012/02/09/25-billion-mortgage-pact-part-litigation-part-social-engineering/

The Montgomery Advertiser http://www.montgomeryadvertiser.com/article/20120210/OPINION01/202100301/Advertiser-Editorial-Housing-deal-flawed-OK

What the Foreclosure Pact Means For Homeowners (From the Wall Street Journal)

2012-02-10T04:33:00.001-08:00

What the Foreclosure Pact Means For Homeowners (From the Wall Street Journal)

By RUTH SIMON

The $25 billion foreclosure settlement unveiled Thursday is expected to help many borrowers who are struggling to make their loan payments, owe more than their homes are worth or have lost their homes to foreclosure.

But the rules of the deal are complicated and banks have three years to meet their obligations.

The questions and answers below should help borrowers figure out if they qualify for help and what to expect from the process.

Who does the settlement cover?
The settlement covers borrowers who have loans that are serviced by one of the five big banks: Ally Financial Inc./GMAC Mortgage, Bank of America Corp., Citigroup Inc., J.P. Morgan Chase & Co. and Wells Fargo & Co. These banks handle payments on 55% of U.S. mortgages, according to Inside Mortgage Finance.

My Mortgage is with one of these banks. How do I know if I qualify for help?
It's going to take some time to figure that out because the settlement has so many wrinkles.

What if my loan isn't with one of the banks?
For now, the settlement covers only the five big banks. Government officials hope to strike a similar deal with nine additional banks.

How long is it going to take for me to get help?
Government officials advise borrowers to be patient. Over the next 30 to 60 days, settlement negotiators will pick an administrator to handle the logistics of the deal. Over the next six to nine months, the administrator, attorneys general and mortgage servicers will work to identify which borrowers get help. Servicers expect to begin reaching out to borrowers in the coming weeks, but they have three years to provide the required help.

How will I find out if I qualify?
Borrowers will get letters from their mortgage company. Each of the five servicers also has a website and a toll-free number for borrowers to get more information. Government officials are encouraging borrowers to contact their mortgage company to see if they qualify for aid.

Here are the links for each servicer as well as the official clearinghouse:

Ally/GMAC
https://www.gmacmortgage.com/finform/hhstart.htm
800-766-4622

Bank of America
http://homeloanhelp.bankofamerica.com/en/index.html?cm_sp=CRE-Mortgage-Refi-_-Home%20Loan%20Assistance%20Q3-_-MR16000S_marketing%20strip_%20ooo-123_hp_lahUmbrella-o
877-488-7814

Citigroup
https://www.citimortgage.com/Mortgage/displayHomeOwnerAssistance.do?page=overview
866-272-4749

J.P. Morgan Chase
https://www.chase.com/chf/mortgage/keeping-your-home
866-372-6901

Wells Fargo
https://www.wellsfargo.com/homeassist/
800-288-3212

What are the rules for the principal reduction program?
To qualify for a principal reduction, borrowers have to clear several hurdles. For one thing, borrowers have to be behind on their payments or at "imminent risk" of default. The owner of your loan also makes a difference. Most of the principal reductions are expected to go to borrowers whose loans are owned by the banks, though some borrowers whose loans were packaged into securities may also qualify. The settlement calls for principal reductions on both first and second mortgages.

The deal doesn't cover loans owned or backed by Fannie Mae or Freddie Mac, the government-controlled mortgage companies.

You can go to these websites to find out if you have a Fannie Mae or Freddie Mac loan:

http://www.fanniemae.com/loanlookup

http://www.freddiemac.com/mymortgage

What about the refinance program?
The refinance program applies only to loans owned by the banks. Also, borrowers have to be current on their loan payments and owe more than their home is worth. The interest rate on loans can be reduced to as low as 5.25%.

I've already lost my home to foreclosure. Can I get any help?
Borrowers who were foreclosed on between 2008 and 2011 are eligible for cash payments. The amount of the payment will depend on how many people file claims, but is expected to be around $1,500 to $2,000.

How do I file a claim?
The settlement administrator will mail notices to eligible borrowers once the process is up and running. Borrowers will have to fill out a simple form, but won't have to prove they were foreclosed on and shouldn't have been. Borrowers who are concerned they will be hard to locate can also contact their state attorney general.

That doesn't sound like a lot of money. Shouldn't I get more money if I was foreclosed on and shouldn't have been?
Government officials say they wanted to create a streamlined process that would quickly get aid to borrowers. Borrowers who think they have been wronged can still file a claim with bank regulators or pursue other options.

Write to Ruth Simon at ruth.simon@wsj.com

Ready to buy a house, but haven't saved for a down payment? Check this out

2012-02-09T08:54:00.001-08:00

ML 97-20: Single-Family Production -- Homeownership Bridal Registry Accounts (05/16/97)

TO: ALL APPROVED MORTGAGEES

HUD Mortgagee Letter 96-56, dated October 2, 1996, announced FHA's Bridal Registry Account initiative. The intent is to give couples planning to get married the opportunity to amass monetary gifts from friends and family for the specific purpose of making the down payment on a home.

Although this initiative emphasizes the use of gifts for the bridal couple's cash investment, and provides a modified documentation procedure for verifying receipt of these funds, FHA recognizes there may be other legitimate occasions where substantial gifts are typically received by an individual or individuals that may in turn be applied toward the purchase of a home.

Therefore, this initiative is not limited just to couples that intend to get married, but is available for other situations where such gifts are typically received by an individual or individuals. Regardless of the occasion, the lender must document the receipt of these gifts under the terms and conditions outlined here and in Mortgagee Letter 96-56, dated October 2, 1996.

Generally, couples planning to get married and others will contact a participating lender in response to its advertising and promotional material, and request that a bridal registry account be established in their names. Lenders that are supervised institutions (FDIC or NCUSIF-insured) can set up the accounts themselves. Participating lenders that are nonsupervised mortgage banking institutions may pursue the following options:

•	If the lender is a subsidiary of a supervised institution (parent), the account can be set up with the parent.

•	A lender may utilize an existing relationship with a supervised lender for the purpose of establishing the accounts.

•	A lender may inform the potential mortgagors that they can open the account with a supervised lender of their choice.

Funds may be deposited by friends and relatives directly into the Bridal Registry Account, or given by cash or check to the couples or individuals for deposit. This account will take the guesswork out of gift selection. These gifts can be given with the assurance that the donors are providing the couples or individuals with an opportunity to purchase their first home.

Bridal couples or individuals are not obligated to use the money in the Bridal Registry Account for a down payment on a home. The couples or individuals control how the funds will be used, and if their plans change, they can simply withdraw the money and use it for something else. Also, there is no requirement that the bridal couple be married prior to closing the mortgage loan.

For more information on the FHA Bridal Registry contact:

Bo Evans OR Rhonda McGough

Bo Evans Realty Iberia Bank Mortgage

334-361-4661 334-799-8061

Selected Listings from Bo Evans

2012-02-01T22:03:00.001-08:00

Dear Bo's Blog,

New Listings on the Market

See one you like? Call Bo or Punkin Today 334-361-4661

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

290102	138 Melmar Dr, Prattville, AL	New	$217,900
290083	1632 Northpointe Dr, Deatsville/Autauga County, AL	New	$185,000
290082	131 Live Oak Dr, Prattville, AL	New	$175,000
289732	2775 County Rd 99, Marbury/Autauga County, AL	Photo Added	$36,500
290094	122 Jennifer Ln, Deatsville/Elmore County, AL	New	$170,000
290097	186 Inverness, Wetumpka, AL	New	$214,900
290103	1297 Creamer Rd, Wetumpka, AL	New	$89,075
290079	785 Windsong Lp, Wetumpka, AL	New	$215,000
290088	69 Williams Rd, Wetumpka, AL	New	$29,900
289274	419 Durden Rd Unit# A, Prattville, AL	Price Changed	$26,900
289100	284 Stonegate Trl, Wetumpka, AL	Price Changed	$214,900
289371	152 Daffodil Ct, Millbrook, AL	Price Changed	$110,000

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

Selected Listings from Bo Evans

2012-01-31T22:03:00.001-08:00

Dear Bo's Blog,

New Listings on the Market

See one you like? Call Bo or Punkin Today 334-361-4661

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

290006	1279 Old Ware Rd, Wetumpka, AL	Photo Added	$274,900
287671	1532 Trolley Rd, Prattville, AL	Price Changed	$289,000
290053	205 S Washington St, Prattville, AL	New	$224,900
290056	54 Deer Track Ct, Wetumpka, AL	New	$280,000

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

Selected Listings from Bo Evans

2012-01-30T22:03:00.001-08:00

Dear Bo's Blog,

New Listings on the Market

See one you like? Call Bo or Punkin Today 334-361-4661

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

290034	552 Mcdonald Dr, Wetumpka, AL	New	$119,900
289676	154 Macallister Ridge, Millbrook, AL	Price Changed	$249,900
283466	215 Magnolia Lp, Millbrook, AL	Price Changed	$279,900
290028	110 Twin Oaks Dr, Titus, AL	New	$127,500
289103	805 Cottage Ln, Prattville, AL	Price Changed	$101,700

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

Selected Listings from Bo Evans

2012-01-28T22:02:00.000-08:00

Dear Bo's Blog,

New Listings on the Market

See one you like? Call Bo or Punkin Today 334-361-4661

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

289989	794 Wedgewood Ct, Prattville, AL	Photo Added	$215,000
289996	603 Prairieview Dr, Prattville, AL	Price Changed	$199,900
289993	104 Copper Ridge Ct, Deatsville/Elmore County, AL	New	$249,900

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

Selected Listings from Bo Evans

2012-01-27T22:02:00.001-08:00

Dear Bo's Blog,

New Listings on the Market

See one you like? Call Bo or Punkin Today 334-361-4661

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

285266	107 Hillside Dr, Wetumpka, AL	Price Changed	$159,900
278706	29 Fitzpatrick Pt, Millbrook, AL	Price Changed	$315,000
289987	2005 Vonica Rose St, Deatsville/Autauga County, AL	New	$189,200
285312	100 Jimshill Rd, Wetumpka, AL	Price Changed	$319,900
289986	132 Patti Loop, Prattville, AL	New	$148,000
289983	275 Timber Trail, Wetumpka, AL	New	$320,000
289989	794 Wedgewood Ct, Prattville, AL	New	$215,000
289984	70 Wild Magnolia Ct, Wetumpka, AL	New	$289,900

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661

10 Guidelines for Landlords when Rent is not paid

2011-11-29T10:07:00.000-08:00

We received this from our friends at MrLandlord. Our experience is that this is tried and true advise

10 Guidelines for Landlords when rent is not paid

1. We get what we allow.

2. Be businesslike and professional, even with just one rental.

3. It has nothing to do with respect. If you're in this for respect, you're in the wrong business! Residents don't pay rent out of respect, they pay to avoid the pain of late fees or eviction.

4. No pain, no gain! Just like our kids, residents won't do what you want until there is some kind of pain to avoid or eliminate - not until Mom says, "No Supper until room's cleaned!" Set a deadline with a consequence.

5. Our judge was VERY clear and even emphatic at our landlord association meeting last month:

"Standard practice" overrides any lease clause. If there are no late fees, dropping fees, accepting late, 5 days grace, etc., then HE must allow the same in court. His example: 5 days grace by the landlord forces him to allow 5 extra free days for the evictee. (I STILL cannot understand why landlords give grace periods!)

6. Residents lie. And landlords tend to be gullible. We WANT to believe in people.

7. In the end, they didn't pay because they flat out don't have the money. You cannot get blood from a stone. No amount of letters, talk, chest puffing, threats, etc., will make a hill o' beans difference. If they can't pay, they can't and they need to go. No hatred or harsh words - just time to work something out or have the judge tell them they gotta go.

8. Stick with the system. Rent, late fees, eviction...Both your life and the resident's lives will have less stress. Don't re-invent the wheel for every resident excuse. We ADAPT the system to unusual situations, but the system stays in place.

9. Landlords play games with grace periods, unenforced late fees, let rent slide, etc. then get upset when the resident blurs the lines.

10. Stay in control. The landlord is in charge, not the resident

Bo Evans ABR,CRS,CRB,GRI

Bo Evans Realty

Prattville, AL

www.boevansrealty.com

View our latest ad - http://youtu.be/oym3Ww9hAL4

‎'The best time to plant a tree is twenty years ago. The second best time is now.' - Chinese Proverb

Selected Listings from Bo Evans

2011-10-13T22:02:00.000-07:00

Dear Bo's Blog,

New Listings on the Market

See one you like? Call Bo or Punkin Today 334-361-4661

Your preferred REALTOR® has prepared a report for you which includes all of the properties in the list below. Click the button at the right to view the report.

286462	419 Mountain Meadows Ln, Wetumpka, AL	Photo Added	$329,900
287883	1816 Edinburgh St, Prattville, AL	New	$179,900
285543	133 River Chase Ct, Wetumpka, AL	Back on Market	$259,900
287877	654 Selma Hwy, Prattville, AL	New	$184,900
287869	508 Mimosa Rd, Prattville, AL	New	$71,900
286541	350 Brookwood Dr, Wetumpka, AL	Photo Added	$409,900
287882	47 Jamestown Lp, Millbrook, AL	New	$96,000
287872	64 Curlee Way, Wetumpka, AL	New	$167,500
276975	2011 Vonica Rose St, Deatsville/Autauga County, AL	Price Changed	$196,000
287878	1792 Benson St, Prattville, AL	New	$187,900
287879	1790 Benson St, Prattville, AL	New	$179,900
287880	786 Glennbrooke Blvd, Prattville, AL	New	$259,900

Bo Evans
Bo Evans Realty
Office Ph: 334-361-4661
Toll Free: 1-800-209-4843
Office Fax: 361-4693
Direct: 334-361-4661